pixie dust

Start a “Go to Hell” Fund

A “go to hell” fund (as often referenced in the personal finance blogosphere) is a nice nest egg of quick cash that’s at your disposal in case you want to, for example, quit a job you hate, get out of a terrible roommate situation, or relocate due to a relationship gone bad (ahem). It’s also known as a “freedom fund”—freedom to leave a situation if you need to or escape anyone who’s screwing you over. Having four to six months’ worth of living expenses at your disposal is ideal.

Welllll, lucky for me, after going through a yucko divorce and AT THE SAME TIME yucko job loss (that was NOT a good year) and depleting all my funds and feeling completely helpless, the very FIRST thing I did when I got back on my feet was start a savings account and start drafting money into that account every other week.  My "go to hell fund" is actually pretty fat right now, or rather, it WAS...tee hee.  Why go to hell when you can go to the happiest place on earth?  That's right...using the fund to go to Disney...every year until the Pea refuses to go along.  Disney is now a line item in my budget and I intend to keep it that way.  I know the mouse doesn't need my money, but I need the magic, and I need something to look forward to.  The Pea and I also need a tradition.  Since holidays are split with DH and alternate from year to year, and we don't have a family lake house or anything that we go to, we need something.  Traditions are important, they are comforting, and they make you feel like a kid again when you get older.

I don't need to fund my freedom, I already have it (and I paid for it, in full) what I need is happy memories, time with my kiddo, and a little bit of pixie dust...and like freedom, pixie dust aint cheap.